:root{--ink:#18352f;--muted:#64736e;--paper:#fbfaf6;--white:#fff;--cream:#f4efe3;--gold:#c99a3c;--gold-light:#f2dfae;--teal:#5b9185;--teal-light:#dcebe6;--coral:#d88167;--coral-light:#f4e1da;--shadow:0 24px 70px rgba(31,54,48,.12);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;overflow-x:hidden;background:var(--paper);color:var(--ink);font-family:"DM Sans",sans-serif;line-height:1.6}button,input,select{font:inherit}button,a{touch-action:manipulation}a{color:inherit}.skip-link{position:fixed;left:1rem;top:-5rem;background:var(--ink);color:white;padding:.75rem 1rem;z-index:100}.skip-link:focus{top:1rem}.site-header{height:84px;max-width:1240px;margin:auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;position:relative;z-index:10}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font:700 18px Manrope}.brand b{color:var(--gold);font-weight:700}.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:50% 50% 44% 56%;background:var(--ink);color:var(--gold-light);font:800 19px Manrope}.site-header nav{display:flex;gap:32px}.site-header nav a{text-decoration:none;color:#4d625c;font-size:14px;font-weight:600}.site-header nav a:hover{color:var(--gold)}.button{border:0;border-radius:100px;background:var(--ink);color:white;padding:14px 22px;text-decoration:none;font-weight:700;display:inline-flex;gap:18px;justify-content:center;align-items:center;cursor:pointer;box-shadow:0 8px 22px rgba(24,53,47,.16);transition:.2s}.button:hover{transform:translateY(-2px);background:#244b43}.button-small{font-size:13px;padding:10px 18px}.section-shell{max-width:1180px;margin:auto;padding-left:24px;padding-right:24px}.section-pad{padding-top:110px;padding-bottom:110px}.hero{min-height:650px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:50px;padding-top:55px;padding-bottom:80px}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:800;color:var(--gold);display:flex;align-items:center;gap:10px}.eyebrow span{width:24px;height:1px;background:var(--gold)}h1,h2,h3{font-family:Manrope,sans-serif;letter-spacing:-.045em;line-height:1.12}h1{font-size:clamp(3rem,6vw,5.35rem);margin:18px 0 24px;max-width:780px}h1 em{font-family:Georgia,serif;font-weight:400;color:var(--gold)}.hero-lead{font-size:19px;color:var(--muted);max-width:570px}.hero-actions{display:flex;align-items:center;gap:28px;margin-top:34px}.text-link{text-decoration:none;font-weight:700}.text-link span{color:var(--gold);margin-left:8px}.microcopy{font-size:12px;color:#86918e;margin-top:18px}.hero-visual{height:500px;position:relative;display:grid;place-items:center;background:radial-gradient(circle,#f7efd9 0,transparent 65%)}.orbit{position:absolute;border:1px solid rgba(201,154,60,.25);border-radius:50%}.orbit-one{width:430px;height:430px}.orbit-two{width:330px;height:330px}.balance-card{position:relative;width:310px;padding:25px;border-radius:30px;background:rgba(255,255,255,.88);box-shadow:var(--shadow);backdrop-filter:blur(8px);text-align:center}.balance-card>p{font-size:10px;letter-spacing:.16em;color:var(--muted);font-weight:700}.donut{width:175px;height:175px;margin:18px auto;border-radius:50%;background:conic-gradient(var(--coral) 0 33.33%,var(--teal) 33.33% 66.66%,var(--gold) 66.66%);position:relative;display:grid;place-items:center}.donut:before{content:"";position:absolute;width:112px;height:112px;border-radius:50%;background:white}.donut span{z-index:1;font:800 25px Manrope}.donut small{display:block;font:500 11px "DM 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#e8e3d8;height:70px;display:flex;align-items:center;justify-content:center;gap:36px;text-transform:uppercase;letter-spacing:.15em;font-weight:700;font-size:10px;color:#7d8a86}.trust-strip i{width:4px;height:4px;border-radius:50%;background:var(--gold)}.section-intro{max-width:660px}.section-intro h2,.values h2{font-size:clamp(2.2rem,4vw,3.5rem);margin:15px 0}.section-intro>p:last-child,.values>p{color:var(--muted);font-size:17px}.centered{text-align:center;margin:0 auto 48px}.centered .eyebrow{justify-content:center}.thirds-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:55px}.third-card{position:relative;padding:34px;border-radius:var(--radius);min-height:320px;overflow:hidden}.third-card.life{background:var(--coral-light)}.third-card.future{background:var(--teal-light)}.third-card.joy{background:#f3e9ce}.third-card .number{position:absolute;right:25px;top:20px;font:800 56px Manrope;color:rgba(24,53,47,.08)}.third-card .icon{width:52px;height:52px;border-radius:16px;background:rgba(255,255,255,.7);display:grid;place-items:center;font-size:25px}.third-card h3{font-size:23px;margin:45px 0 10px}.third-card p{font-size:14px;color:#536762}.third-card strong{font-size:11px;text-transform:uppercase;letter-spacing:.1em}.calculator-section{background:#f1eee6}.calculator{background:white;border-radius:32px;box-shadow:var(--shadow);overflow:hidden}.income-panel{text-align:center;padding:48px 70px 32px}.income-panel label{display:block;font-weight:700}.income-panel output{display:block;font:800 clamp(2.8rem,6vw,4.6rem) Manrope;letter-spacing:-.06em;margin:5px 0 25px}.income-panel>p{font-size:12px;color:var(--muted)}input[type=range]{width:100%;accent-color:var(--gold);cursor:pointer}.range-labels{display:flex;justify-content:space-between;color:#8b9692;font-size:11px}.ideal-results{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;padding:0 32px 32px}.result-card{border-radius:18px;padding:20px;display:flex;gap:14px;align-items:center}.result-card.life{background:var(--coral-light)}.result-card.future{background:var(--teal-light)}.result-card.joy{background:#f3e9ce}.result-icon{width:40px;height:40px;border-radius:12px;background:rgba(255,255,255,.8);display:grid;place-items:center}.result-card small,.result-card strong,.result-card span{display:block}.result-card small{font-size:11px}.result-card strong{font:800 25px Manrope}.result-card span{font-size:10px;color:var(--muted)}.personalize-toggle{width:100%;border:0;border-top:1px solid #ece8df;background:#fcfbf8;padding:24px 34px;display:flex;justify-content:space-between;align-items:center;text-align:left;color:var(--ink);cursor:pointer}.personalize-toggle b,.personalize-toggle small{display:block}.personalize-toggle small{color:var(--muted);margin-top:2px}.personalize-toggle i{font-style:normal;font-size:25px}.questionnaire{border-top:1px solid #ece8df;padding:35px 50px 40px}.form-progress{display:flex;gap:18px;align-items:center;font-size:11px;color:var(--muted);margin-bottom:32px}.form-progress>div{height:4px;background:#eeeae2;border-radius:3px;flex:1;overflow:hidden}.form-progress i{display:block;height:100%;width:25%;background:var(--gold);transition:.25s}.form-step{border:0;padding:0;margin:0;display:none}.form-step.active{display:block}.form-step legend{font:800 27px Manrope}.step-copy{color:var(--muted);margin-top:5px}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:28px 0}.field-grid label,.wide-field{font-size:13px;font-weight:700}.field-grid input,.field-grid select,.wide-field input{margin-top:8px;width:100%;border:1px solid #dcded9;border-radius:12px;padding:13px;background:white;color:var(--ink)}.field-grid small,.wide-field small{display:block;color:var(--muted);font-weight:400}.wide-field{display:block;margin:25px 0}.money-fields label>div{position:relative}.money-fields label>div span{position:absolute;left:14px;top:19px;color:var(--gold);z-index:1}.money-fields label>div input{padding-left:35px}.choice-group{margin:28px 0}.choice-group>span{display:block;font-size:13px;font-weight:700;margin-bottom:10px}.segmented,.check-grid{display:flex;gap:9px;flex-wrap:wrap}.segmented input,.check-grid input{position:absolute;opacity:0}.segmented label span,.check-grid label span{display:block;border:1px solid #dcded9;border-radius:100px;padding:9px 15px;font-size:12px;cursor:pointer}.segmented input:checked+span,.check-grid input:checked+span{border-color:var(--gold);background:#f8edcf}.balance-label>span{font-weight:700;font-size:13px}.balance-label small{display:flex;justify-content:space-between}.balance-label input{margin:20px 0 5px}.form-nav{display:flex;justify-content:flex-end;gap:12px;margin-top:35px}.button-secondary{border:1px solid #d8ddd9;border-radius:100px;background:white;color:var(--ink);padding:13px 20px;font-weight:700;cursor:pointer}.button-secondary:disabled{opacity:.4}.personal-results{margin-top:28px;background:white;border-radius:30px;padding:38px;box-shadow:var(--shadow)}.profile-header{display:flex;justify-content:space-between;align-items:center;gap:20px}.profile-header h3{font-size:32px;margin:8px 0}.profile-header>div>p:last-child{color:var(--muted);max-width:700px}.score-ring{width:110px;height:110px;flex:0 0 110px;border-radius:50%;display:grid;place-content:center;text-align:center;background:conic-gradient(var(--gold) 72%,#eeeae2 0);position:relative}.score-ring:before{content:"";position:absolute;inset:8px;border-radius:50%;background:white}.score-ring span,.score-ring small{z-index:1}.score-ring span{font:800 30px Manrope}.score-ring small{font-size:9px;text-transform:uppercase}.allocation-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:32px 0}.allocation-grid article{border:1px solid #e8e5dd;border-radius:17px;padding:20px}.allocation-grid 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p{font-size:13px;color:var(--muted);margin-bottom:0}.large-stat{font:800 36px Manrope;display:block;margin-top:14px}.next-steps{margin-top:14px;background:var(--ink);color:white}.next-steps h4{font:700 20px Manrope;margin-top:0}.next-steps ol{padding-left:23px}.next-steps li{padding:5px 0}.next-steps>p{font-size:10px;color:#afc0bb}.philosophy{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.quote{background:var(--ink);border-radius:32px;padding:50px;color:white;min-height:410px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}.quote:after{content:"";position:absolute;width:230px;height:230px;border:1px solid rgba(242,223,174,.18);border-radius:50%;right:-80px;bottom:-80px}.quote>span{font:80px Georgia;color:var(--gold);height:60px}.quote blockquote{font:500 29px Manrope;line-height:1.45;margin:20px 0}.values ul{list-style:none;padding:0;margin-top:30px}.values li{display:flex;gap:14px;margin:18px 0}.values li i{display:grid;place-items:center;flex:0 0 28px;height:28px;background:#f0e4c7;color:#9a7127;border-radius:50%;font-style:normal}.values li b{display:block}.values li span{color:var(--muted);font-size:14px}.disclaimer{display:flex;gap:18px;background:#f3efe5;padding-top:28px;padding-bottom:28px;border-radius:18px;margin-bottom:90px}.disclaimer>span{display:grid;place-items:center;flex:0 0 28px;height:28px;border:1px solid var(--gold);color:var(--gold);border-radius:50%;font-weight:700}.disclaimer h2{font:700 14px Manrope;margin:2px 0 5px;letter-spacing:0}.disclaimer p{font-size:11px;color:var(--muted);margin:0}footer{background:var(--ink);color:white;min-height:130px;padding:35px max(24px,calc((100vw - 1132px)/2));display:flex;justify-content:space-between;align-items:center;gap:20px}footer p{font-size:12px;color:#b7c4c0}.reveal{opacity:0;transform:translateY(18px);transition:.65s ease}.reveal.visible{opacity:1;transform:none}:focus-visible{outline:3px solid var(--gold-light);outline-offset:3px}
@media(max-width:850px){.site-header nav{display:none}.hero{grid-template-columns:1fr;padding-top:35px}.hero-visual{height:430px}.thirds-grid{grid-template-columns:1fr}.third-card{min-height:240px}.ideal-results,.allocation-grid{grid-template-columns:1fr 1fr}.philosophy{grid-template-columns:1fr;gap:35px}.section-pad{padding-top:75px;padding-bottom:75px}}
@media(max-width:600px){.site-header{height:70px}.site-header>.button{display:none}.hero{padding-bottom:50px;gap:5px}.hero-actions{align-items:flex-start;flex-direction:column;gap:16px}.hero-visual{height:390px;transform:scale(.88);margin-left:-8%;margin-right:-8%}.note-one{left:-5px}.note-two{right:-5px}.trust-strip{gap:12px;overflow:hidden;white-space:nowrap;justify-content:flex-start;padding:0 20px}.section-pad{padding-top:60px;padding-bottom:60px}.ideal-results{grid-template-columns:1fr;padding:0 16px 20px}.income-panel{padding:34px 22px 25px}.questionnaire{padding:28px 20px}.field-grid,.allocation-grid,.result-detail-grid{grid-template-columns:1fr}.profile-header{align-items:flex-start}.score-ring{width:84px;height:84px;flex-basis:84px}.personal-results{padding:24px 18px}.quote{padding:35px;min-height:350px}.quote blockquote{font-size:23px}footer{flex-direction:column;align-items:flex-start}.form-nav{justify-content:space-between}.form-nav .button,.button-secondary{padding:12px 16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.button{transition:none}}

/* Expanded education and clearer personal report */
.third-card{min-height:500px;display:flex;flex-direction:column}.third-card h3{margin-top:32px}.third-card ul{padding-left:18px;margin:10px 0 20px;color:#455e57;font-size:13px}.third-card li{margin:6px 0}.third-card strong{margin-top:auto}.card-goal{background:rgba(255,255,255,.55);border-radius:14px;padding:13px;margin-bottom:20px;font-size:12px}.card-goal b,.card-goal span{display:block}.card-goal span{color:#526660}.rule-note{margin-top:24px;border:1px solid #e5ddc9;border-radius:18px;padding:22px 28px;display:flex;gap:22px;align-items:flex-start}.rule-note>span{background:var(--gold);color:white;border-radius:100px;padding:4px 10px;text-transform:uppercase;letter-spacing:.1em;font-size:9px;font-weight:800}.rule-note p{margin:0;color:var(--muted);font-size:14px}
.protection-section{background:var(--ink);color:white}.protection-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:75px;align-items:start}.protection-copy{position:sticky;top:40px}.protection-copy h2,.debt-copy h2{font-size:clamp(2.2rem,4vw,3.5rem);margin:15px 0}.protection-copy .lead{color:#bac8c4;font-size:17px}.protection-quote{margin-top:35px;border-left:2px solid var(--gold);padding:5px 0 5px 20px;color:var(--gold-light);font-family:Manrope;font-weight:600}.protection-layers article{display:grid;grid-template-columns:50px 1fr;gap:20px;padding:25px 0;border-bottom:1px solid rgba(255,255,255,.12)}.protection-layers article:first-child{padding-top:0}.protection-layers article>span{display:grid;place-items:center;width:42px;height:42px;border:1px solid var(--gold);color:var(--gold-light);border-radius:50%;font:700 14px Manrope}.protection-layers h3{font-size:19px;letter-spacing:-.02em;margin:5px 0 8px}.protection-layers p{color:#aebeba;font-size:13px;margin:0}
.debt-card{background:#f2e4dd;border-radius:32px;padding:52px;display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}.debt-copy>p:last-child{color:var(--muted)}.debt-example{background:white;border-radius:22px;padding:30px;box-shadow:0 18px 45px rgba(60,41,32,.1)}.debt-example>small,.debt-example>strong{display:block}.debt-example>strong{font:800 45px Manrope;color:var(--coral);margin:6px 0}.debt-example>p{font-size:12px;color:var(--muted)}.debt-example>p em{display:block}.debt-example>div{border-top:1px solid #e9e3dd;margin-top:22px;padding-top:18px}.debt-example>div span,.debt-example>div b{display:block;font-size:12px}.debt-example>div b{font-size:15px;margin-bottom:12px}
.result-explainer{background:#f4efe3;border-radius:16px;padding:18px 22px;display:flex;gap:18px;margin-bottom:32px}.result-explainer>span{white-space:nowrap;text-transform:uppercase;font-size:10px;font-weight:800;letter-spacing:.12em;color:var(--gold)}.result-explainer p{margin:0;font-size:13px;color:var(--muted)}.profile-stage{width:96px;height:96px;flex:0 0 96px;border-radius:50%;display:flex;align-items:center;justify-content:center;gap:6px;text-align:center;background:var(--ink);color:white}.profile-stage span{font:800 32px Manrope;color:var(--gold-light)}.profile-stage small{font-size:8px;text-transform:uppercase;line-height:1.3}.diagnosis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:28px 0}.diagnosis span{border:1px solid #e7e3da;border-radius:12px;padding:12px 14px;font-size:12px}.diagnosis span b{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:var(--gold);margin-bottom:3px}.report-title{font-size:22px;letter-spacing:-.025em;margin:45px 0 17px}.income-story{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.story-card{border-radius:20px;padding:22px;display:flex;flex-direction:column}.story-card.obligations{background:var(--coral-light)}.story-card.security{background:var(--teal-light)}.story-card.enjoyment{background:#f3e9ce}.story-head{display:flex;justify-content:space-between;gap:8px;align-items:center}.story-head>span{text-transform:uppercase;letter-spacing:.1em;font-weight:700;font-size:9px}.status-pill{border-radius:100px;background:rgba(255,255,255,.7);padding:4px 8px;font-size:9px}.status-pill.warning{background:#a85a47;color:white}.status-pill.good{background:#356d62;color:white}.story-card h4{font:700 17px Manrope;margin:24px 0 2px}.story-card>strong{font:800 32px Manrope}.story-card>small{color:var(--muted)}.story-card>p{font-size:12px;color:#50645e;min-height:78px}.split-row{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin-top:16px}.split-row>span{background:rgba(255,255,255,.62);border-radius:11px;padding:10px;font-size:10px}.split-row i{display:inline-block;margin-right:6px}.split-row b{display:block;font:700 16px Manrope;margin-top:4px}.why{border-top:1px solid rgba(24,53,47,.12);padding-top:14px;margin-top:auto;font-size:11px}.why b,.why span{display:block}.why span{color:#5b6b67;margin-top:4px}.result-detail-grid{margin-top:14px}.metric-note{display:block;border-top:1px solid #e5e2da;padding-top:10px;color:#7b8884;font-size:10px}
.insurance-result{display:grid;grid-template-columns:55px 1fr;gap:18px;background:var(--ink);color:white;border-radius:20px;padding:28px;margin-top:14px}.insurance-result-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--gold);color:var(--ink);font-size:25px}.insurance-result h4{font:700 22px Manrope;margin:7px 0}.insurance-result>div>p:not(.eyebrow):not(.insurance-caution){color:#c4cecb;font-size:13px}.insurance-result ul{padding-left:18px;color:#e0e6e4;font-size:12px}.insurance-result li{margin:6px 0}.insurance-caution{border-top:1px solid rgba(255,255,255,.13);padding-top:12px;color:#9eb0ab;font-size:10px}.next-steps{background:#e7d5a8;color:var(--ink)}.next-steps>p{color:#6f746d}.disclaimer{margin-bottom:28px}.sources{margin-bottom:80px}.sources h2{font:700 13px Manrope;letter-spacing:0}.sources>p{font-size:11px;color:var(--muted)}.sources>div{display:flex;flex-wrap:wrap;gap:8px}.sources a{border:1px solid #ddd8cc;border-radius:100px;padding:7px 11px;text-decoration:none;font-size:10px;color:var(--muted)}.sources a:hover{border-color:var(--gold);color:var(--ink)}
@media(max-width:850px){.third-card{min-height:0}.protection-grid,.debt-card{grid-template-columns:1fr}.protection-copy{position:static}.diagnosis{grid-template-columns:1fr 1fr}.income-story{grid-template-columns:1fr}.story-card>p{min-height:0}}
@media(max-width:600px){.rule-note,.result-explainer{display:block}.rule-note>span,.result-explainer>span{display:inline-block;margin-bottom:8px}.protection-grid{gap:42px}.protection-layers article{grid-template-columns:42px 1fr;gap:13px}.debt-card{padding:28px;gap:25px}.diagnosis{grid-template-columns:1fr}.profile-stage{width:78px;height:78px;flex-basis:78px}.insurance-result{grid-template-columns:1fr}}

/* Janez story */
.janez-section{background:#f8f4e9}.janez-profile{margin-top:45px;background:var(--ink);color:white;border-radius:26px;padding:30px 34px;display:flex;justify-content:space-between;align-items:center;gap:35px}.janez-person{display:flex;align-items:center;gap:20px;max-width:570px}.avatar{flex:0 0 78px;width:78px;height:78px;border-radius:50%;background:linear-gradient(145deg,var(--gold-light),var(--gold));display:grid;place-items:center;border:5px solid rgba(255,255,255,.1)}.avatar span{font:800 32px Manrope;color:var(--ink)}.janez-person>div>span{font-size:9px;letter-spacing:.13em;color:var(--gold-light)}.janez-person h3{font-size:24px;margin:4px 0}.janez-person p{color:#b6c5c1;font-size:12px;margin:0}.janez-facts{display:grid;grid-template-columns:1fr 1fr;gap:10px}.janez-facts>span{border:1px solid rgba(255,255,255,.13);border-radius:12px;padding:10px 14px;min-width:120px}.janez-facts small,.janez-facts b{display:block}.janez-facts small{color:#9eb0ab;font-size:9px}.janez-facts b{font:700 17px Manrope;color:var(--gold-light)}.janez-thirds{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:18px}.janez-third{border-radius:22px;padding:24px;display:flex;flex-direction:column}.janez-third.life{background:var(--coral-light)}.janez-third.future{background:var(--teal-light)}.janez-third.joy{background:#f2e4bf}.janez-third header{display:grid;grid-template-columns:38px 1fr auto;gap:10px;align-items:start}.janez-third header>span{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.7);font:700 10px Manrope}.janez-third header small{font-size:8px;letter-spacing:.1em}.janez-third h3{font-size:16px;letter-spacing:-.02em;margin:2px 0}.janez-third header strong{font:800 23px Manrope}.janez-lines{margin:24px 0}.janez-lines>span{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid rgba(24,53,47,.1);font-size:11px}.janez-lines b{white-space:nowrap}.janez-third>p{font-size:11px;color:#50645e;margin-top:auto}.janez-decisions{margin-top:18px;background:white;border-radius:24px;padding:34px;display:grid;grid-template-columns:.7fr 1.3fr;gap:45px}.janez-decisions h3{font-size:27px}.decision-list article{padding:15px 0;border-bottom:1px solid #e9e5dd}.decision-list article:first-child{padding-top:0}.decision-list article:last-child{border:0;padding-bottom:0}.decision-list span,.decision-list b{display:block;font-size:12px}.decision-list span{font-weight:700}.decision-list p{font-size:11px;color:var(--muted);margin:4px 0}.decision-list b{color:#9a7127}.janez-insurance{margin-top:18px;background:#dfebe7;border-radius:24px;padding:30px}.janez-insurance>div:first-child{display:flex;align-items:center;gap:12px}.janez-insurance>div:first-child>span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--ink);color:var(--gold-light);font-size:20px}.janez-insurance h3{font-size:21px;margin:0}.janez-insurance>p{font-size:13px;color:var(--muted)}.janez-insurance>div:nth-of-type(2){display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:20px 0}.janez-insurance>div:nth-of-type(2)>span{background:rgba(255,255,255,.68);border-radius:13px;padding:14px;color:#50645e;font-size:11px}.janez-insurance>div:nth-of-type(2) b{display:block;color:var(--ink);font-size:12px;margin-bottom:4px}.janez-insurance>small{display:block;border-top:1px solid rgba(24,53,47,.12);padding-top:12px;color:#72817d;font-size:9px}

/* Real-world cost data */
.lifetime-section{background:#eeeae1}.data-truth{display:flex;gap:14px;align-items:flex-start;background:white;border-radius:16px;padding:19px 22px;margin:38px 0 18px}.data-truth>span{display:grid;place-items:center;flex:0 0 28px;height:28px;border-radius:50%;background:var(--gold);color:white;font-weight:800}.data-truth p{font-size:12px;color:var(--muted);margin:2px 0}.cost-panels{display:grid;grid-template-columns:1fr 1fr;gap:18px}.cost-panel{background:white;border-radius:26px;padding:32px;display:flex;flex-direction:column}.cost-heading>span{color:var(--gold);font-size:9px;letter-spacing:.13em;font-weight:800}.cost-heading h3{font-size:30px;margin:7px 0}.cost-heading p{font-size:12px;color:var(--muted)}.age-costs{margin:23px 0}.age-costs>div{border-top:1px solid #e8e4dc;padding:18px 0;display:grid;grid-template-columns:1fr auto;gap:3px 20px;align-items:center}.age-costs>div>span b,.age-costs>div>span{display:block}.age-costs>div>span{font-size:10px;color:var(--muted)}.age-costs>div>span b{font-size:13px;color:var(--ink)}.age-costs strong{font:800 22px Manrope}.age-costs strong small,.lifetime-levels b small{font:500 9px "DM Sans"}.age-costs em{grid-column:2;font-size:9px;text-align:right;color:var(--muted)}.method{background:#f5f2ea;border-radius:14px;padding:16px;margin-top:auto}.method b{font-size:11px}.method p{font-size:10px;color:var(--muted);margin:5px 0}.not-included{margin-top:12px;border-left:2px solid var(--coral);padding-left:13px}.not-included b,.not-included span{display:block;font-size:10px}.not-included span{color:var(--muted);margin-top:3px}.lifetime-levels{margin:23px 0}.lifetime-levels>div{border-top:1px solid #e8e4dc;padding:14px 0;display:grid;grid-template-columns:1fr auto;gap:2px 12px}.lifetime-levels span{font-size:11px;font-weight:700}.lifetime-levels b{font:800 20px Manrope}.lifetime-levels strong{font-size:11px;color:#9a7127}.lifetime-levels p{grid-column:1/-1;margin:3px 0 0;font-size:9px;color:var(--muted)}.lifetime-levels .janez-level{background:#f5ecd4;border:0;border-radius:13px;padding:14px;margin-top:5px}.data-footnotes{margin-top:18px;background:var(--ink);color:white;border-radius:22px;padding:28px}.data-footnotes h3{font-size:18px;margin-top:0}.data-footnotes>div{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.data-footnotes span{font-size:10px;color:#b8c5c1}.data-footnotes b{display:block;color:var(--gold-light);font-size:9px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px}
@media(max-width:1000px){.site-header nav{gap:18px}.site-header nav a{font-size:12px}.janez-thirds,.cost-panels{grid-template-columns:1fr}.janez-third{min-height:0}.data-footnotes>div{grid-template-columns:1fr 1fr}}
@media(max-width:850px){.janez-profile{align-items:flex-start;flex-direction:column}.janez-decisions{grid-template-columns:1fr}.janez-insurance>div:nth-of-type(2){grid-template-columns:1fr}}
@media(max-width:600px){.janez-profile,.janez-decisions,.janez-insurance,.cost-panel{padding:23px}.janez-person{align-items:flex-start}.avatar{width:58px;height:58px;flex-basis:58px}.janez-facts{width:100%}.janez-facts>span{min-width:0}.janez-third header{grid-template-columns:32px 1fr}.janez-third header strong{grid-column:2}.data-footnotes>div{grid-template-columns:1fr}.age-costs>div{grid-template-columns:1fr}.age-costs em{grid-column:1;text-align:left}.lifetime-levels>div{grid-template-columns:1fr}.lifetime-levels p{grid-column:1}}
html,body{overflow-x:hidden}

/* Readability pass: larger explanatory copy while preserving labels */
.third-card p{font-size:15px;line-height:1.65}.third-card ul{font-size:14px;line-height:1.55}.card-goal{font-size:13px;line-height:1.55}.rule-note p{font-size:15px;line-height:1.65}
.protection-copy .lead{font-size:18px;line-height:1.7}.protection-layers p{font-size:15px;line-height:1.65}.protection-quote{font-size:16px;line-height:1.65}.debt-copy>p:last-child{font-size:16px;line-height:1.7}.debt-example>p{font-size:14px;line-height:1.6}.debt-example>div span{font-size:13px}.debt-example>div b{font-size:16px}
.janez-person p{font-size:14px;line-height:1.6}.janez-lines>span{font-size:13px;line-height:1.45}.janez-third>p{font-size:13px;line-height:1.65}.decision-list span,.decision-list b{font-size:14px}.decision-list p{font-size:13px;line-height:1.6}.janez-insurance>p{font-size:15px;line-height:1.65}.janez-insurance>div:nth-of-type(2)>span{font-size:13px;line-height:1.55}.janez-insurance>div:nth-of-type(2) b{font-size:14px}.janez-insurance>small{font-size:11px;line-height:1.55}
.income-panel>p{font-size:13px}.personalize-toggle small{font-size:13px}.step-copy{font-size:15px}.result-explainer p{font-size:15px;line-height:1.65}.diagnosis span{font-size:14px}.story-card>p{font-size:14px;line-height:1.6}.why{font-size:13px;line-height:1.55}.result-detail-grid p{font-size:14px;line-height:1.6}.metric-note{font-size:12px;line-height:1.55}.insurance-result>div>p:not(.eyebrow):not(.insurance-caution){font-size:14px;line-height:1.65}.insurance-result ul{font-size:13px;line-height:1.55}.insurance-caution{font-size:11px;line-height:1.55}.next-steps li{font-size:14px;line-height:1.55}
.data-truth p{font-size:14px;line-height:1.6}.cost-heading p{font-size:14px;line-height:1.65}.method b{font-size:13px}.method p{font-size:12px;line-height:1.6}.not-included b,.not-included span{font-size:12px;line-height:1.55}.lifetime-levels span{font-size:13px}.lifetime-levels strong{font-size:13px}.lifetime-levels p{font-size:11px;line-height:1.55}.data-footnotes span{font-size:12px;line-height:1.55}.data-footnotes b{font-size:10px}.disclaimer p{font-size:12px;line-height:1.6}.sources>p{font-size:12px;line-height:1.6}.sources a{font-size:11px}

/* Hero audiobook player */
.audio-card{max-width:625px;margin-top:28px;background:rgba(255,255,255,.92);border:1px solid #e7e1d5;border-radius:20px;padding:18px 20px;box-shadow:0 16px 38px rgba(31,54,48,.1);backdrop-filter:blur(8px)}.audio-intro{display:grid;grid-template-columns:44px 1fr;gap:13px;align-items:start}.audio-symbol{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--ink);color:var(--gold-light);font-size:22px;transform:rotate(-20deg)}.audio-intro small{display:block;color:var(--gold);font-size:8px;font-weight:800;letter-spacing:.13em}.audio-intro h2{font:700 16px/1.35 Manrope;letter-spacing:-.02em;margin:3px 0}.audio-intro p{font-size:12px;line-height:1.5;color:var(--muted);margin:4px 0 0}.audio-controls{display:grid;grid-template-columns:46px 1fr 39px;gap:13px;align-items:center;margin-top:16px}.audio-play{display:grid;place-items:center;width:46px;height:46px;border:0;border-radius:50%;background:var(--gold);color:var(--ink);cursor:pointer;box-shadow:0 7px 18px rgba(201,154,60,.28)}.audio-play span{font-size:14px;margin-left:2px}.audio-play.playing span{margin-left:0}.audio-timeline>div:first-child{display:flex;justify-content:space-between;color:var(--muted);font-size:9px;font-variant-numeric:tabular-nums}.audio-timeline input{display:block;height:4px;margin:5px 0 6px;accent-color:var(--gold)}.audio-chapters{display:flex;justify-content:space-between;gap:10px;color:#7b8884;font-size:8px}.audio-chapters span{display:flex;align-items:center;gap:5px}.audio-chapters i{width:5px;height:5px;border-radius:50%;background:var(--gold)}.audio-chapters span:last-child i{background:var(--teal)}.audio-speed{width:39px;height:30px;border:1px solid #ddd8cc;border-radius:100px;background:white;color:var(--ink);font-size:10px;font-weight:700;cursor:pointer}.audio-card audio{display:none}
@media(max-width:600px){.audio-card{padding:16px;margin-top:24px}.audio-intro{grid-template-columns:36px 1fr}.audio-symbol{width:36px;height:36px}.audio-intro h2{font-size:15px}.audio-intro p{font-size:12px}.audio-controls{grid-template-columns:42px 1fr 36px;gap:9px}.audio-play{width:42px;height:42px}.audio-chapters{display:none}.audio-speed{width:36px}}

/* Time and money philosophy */
.time-section{background:#f5f1e8}.time-hero{display:grid;grid-template-columns:1.08fr .92fr;gap:70px;align-items:center}.time-copy h2{font-size:clamp(2.5rem,4.6vw,4.15rem);margin:15px 0 22px;max-width:720px}.time-copy>p:last-of-type{font-size:18px;line-height:1.7;color:var(--muted)}.time-copy blockquote{border-left:2px solid var(--gold);padding:4px 0 4px 20px;margin:28px 0 0;font:600 17px/1.6 Manrope;color:#8e6927}.day-clock{position:relative;min-height:430px;display:grid;place-items:center}.clock-ring{width:285px;height:285px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--teal) 0 33.333%,var(--gold) 33.333% 66.666%,var(--coral) 66.666%);box-shadow:0 25px 60px rgba(31,54,48,.15)}.clock-ring:before{content:"";position:absolute;width:180px;height:180px;border-radius:50%;background:#fff}.clock-ring>span{position:relative;text-align:center}.clock-ring b,.clock-ring small{display:block}.clock-ring b{font:800 52px Manrope;line-height:1}.clock-ring small{text-transform:uppercase;letter-spacing:.16em;color:var(--muted);font-size:10px}.clock-label{position:absolute;background:white;border-radius:14px;padding:11px 15px;box-shadow:0 12px 30px rgba(31,54,48,.11);display:flex;align-items:center;gap:9px;font-size:12px}.clock-label i{width:9px;height:9px;border-radius:50%}.clock-label span b{display:block;font:700 15px Manrope}.clock-label.sleep{left:0;top:80px}.clock-label.sleep i{background:var(--teal)}.clock-label.work{right:0;top:135px}.clock-label.work i{background:var(--gold)}.clock-label.live{left:35px;bottom:45px}.clock-label.live i{background:var(--coral)}
.time-mirror{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:60px}.time-mirror article{background:white;border-radius:22px;padding:28px;position:relative}.time-mirror article:nth-child(1){border-top:4px solid var(--teal)}.time-mirror article:nth-child(2){border-top:4px solid var(--gold)}.time-mirror article:nth-child(3){border-top:4px solid var(--coral)}.time-icon{display:grid;place-items:center;width:44px;height:44px;background:#f3f0e9;border-radius:13px;font-size:20px}.time-mirror article>span{display:block;margin-top:24px;color:var(--muted);letter-spacing:.13em;font-size:9px;font-weight:800}.time-mirror h3{font-size:21px;margin:4px 0}.mirror-arrow{margin:18px 0 8px;display:flex;align-items:center;gap:8px;text-transform:uppercase;font-size:8px;letter-spacing:.12em;color:#8b9692}.mirror-arrow:after{content:"";height:1px;flex:1;background:#e4e0d7}.time-mirror strong{font:800 25px Manrope;color:var(--gold)}.time-mirror p{font-size:15px;line-height:1.65;color:var(--muted)}
.time-trap{margin-top:18px;background:var(--ink);color:white;border-radius:26px;padding:38px;display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.trap-copy h3{font-size:29px;margin:12px 0}.trap-copy>p:last-child{font-size:15px;line-height:1.65;color:#b5c3bf}.trap-visual{background:rgba(255,255,255,.06);border-radius:17px;padding:24px}.trap-visual>div{display:grid;grid-template-columns:90px 1fr;gap:5px 12px;margin:14px 0}.trap-visual>div>span{font-size:12px;font-weight:700}.trap-visual>div i{height:9px;border-radius:6px;background:rgba(255,255,255,.12);position:relative;overflow:hidden}.trap-visual>div i:after{content:"";display:block;width:var(--size);height:100%;background:linear-gradient(90deg,var(--gold),var(--coral))}.trap-visual>div b{grid-column:2;font-size:9px;color:#9fb0ab}.trap-visual>p{border-top:1px solid rgba(255,255,255,.12);padding-top:15px;margin-bottom:0;color:#c1ccc9;font-size:13px;line-height:1.55}
.work-value{margin-top:18px;background:white;border-radius:26px;padding:38px;display:grid;grid-template-columns:1.1fr .9fr;gap:55px;align-items:center}.work-value h3{font-size:29px;margin:12px 0}.work-value>div:first-child>p:last-of-type{font-size:15px;line-height:1.65;color:var(--muted)}.work-value blockquote{font:600 18px/1.55 Manrope;margin:22px 0;color:#8e6927}.work-example{background:#f1e8d4;border-radius:18px;padding:26px}.work-example>span{font-size:11px;font-weight:700}.work-example>strong{display:block;font:800 42px Manrope;margin:5px 0 18px}.work-example>strong small{display:block;font:500 10px "DM Sans";color:var(--muted)}.work-example>div{border-top:1px solid rgba(24,53,47,.13);padding:10px 0;display:flex;justify-content:space-between;gap:15px;font-size:12px}.work-example>small{display:block;margin-top:12px;color:var(--muted);font-size:10px;line-height:1.5}
.true-luxury{margin-top:18px;background:#e3eee9;border-radius:26px;padding:38px;display:grid;grid-template-columns:1fr 1fr;gap:18px 55px}.true-luxury>div>span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--ink);color:var(--gold-light)}.true-luxury h3{font-size:29px;margin:15px 0 8px}.true-luxury p{font-size:15px;line-height:1.65;color:var(--muted)}.true-luxury ul{display:grid;grid-template-columns:1fr 1fr;gap:9px;list-style:none;padding:0;align-content:center}.true-luxury li{background:rgba(255,255,255,.65);border-radius:11px;padding:10px 13px;font-size:13px}.true-luxury li:before{content:"✓";color:var(--gold);font-weight:800;margin-right:8px}.true-luxury blockquote{grid-column:1/-1;margin:10px 0 0;border-top:1px solid rgba(24,53,47,.12);padding-top:22px;text-align:center;font:700 22px Manrope;color:var(--ink)}
.thirds-manifest{margin-top:18px;background:linear-gradient(135deg,#c99a3c,#e4c67f);border-radius:26px;padding:38px;text-align:center;color:#193630}.thirds-manifest>p{font-size:15px;line-height:1.65;max-width:800px;margin:0 auto 25px}.thirds-manifest>div{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.thirds-manifest>div span{background:rgba(255,255,255,.38);border-radius:12px;padding:13px;font-size:13px}.thirds-manifest>div b{display:block}.thirds-manifest h3{font-size:clamp(1.7rem,3vw,2.6rem);margin:32px auto 0;max-width:850px}
@media(max-width:1000px){.time-hero{grid-template-columns:1fr;gap:20px}.day-clock{max-width:500px;margin:auto;width:100%}.time-mirror{grid-template-columns:1fr}.time-trap,.work-value{grid-template-columns:1fr}.true-luxury{grid-template-columns:1fr}.true-luxury blockquote{grid-column:1}}
@media(max-width:600px){.day-clock{min-height:375px;transform:scale(.88);margin-top:-15px;margin-bottom:-20px}.clock-label.sleep{left:-10px}.clock-label.work{right:-10px}.clock-label.live{left:5px}.time-trap,.work-value,.true-luxury,.thirds-manifest{padding:25px}.trap-visual>div{grid-template-columns:75px 1fr}.thirds-manifest>div{grid-template-columns:1fr}.true-luxury ul{grid-template-columns:1fr}.time-mirror article{padding:24px}}

/* Content must never depend on IntersectionObserver support or timing. */
.reveal,.reveal.visible{opacity:1;transform:none}

/* Trusted insurance representatives */
.agent-directory{margin-top:30px;background:#fff;border-radius:32px;padding:42px;box-shadow:var(--shadow)}
.agent-directory-intro{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;align-items:end}
.agent-directory-intro h2{font-size:clamp(2rem,3.4vw,3rem);margin:12px 0 0}
.agent-directory-intro>p{margin:0;color:var(--muted);font-size:16px;line-height:1.7}
.agent-directory-note{display:grid;grid-template-columns:42px 1fr;gap:15px;align-items:start;background:#f4efe3;border-radius:16px;padding:18px 20px;margin:30px 0 18px}
.agent-directory-note>span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--ink);color:var(--gold-light);font-size:19px}
.agent-directory-note p{margin:1px 0;color:#596963;font-size:14px;line-height:1.65}
.agent-directory-note b{color:var(--ink)}
.agent-list{display:grid;gap:12px}
.agent-card{border:1px solid #e5e0d5;border-radius:22px;background:#fdfcf9;overflow:hidden}
.agent-card summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:58px minmax(250px,1fr) auto 28px;gap:16px;align-items:center;padding:20px 22px;transition:.2s}
.agent-card summary::-webkit-details-marker{display:none}
.agent-card summary:hover{background:#f7f2e6}
.agent-avatar{display:grid;place-items:center;width:55px;height:55px;border-radius:50%;background:linear-gradient(145deg,var(--gold-light),var(--gold));color:var(--ink);font:800 18px Manrope}
.agent-avatar.blaz{background:linear-gradient(145deg,#cfe5de,var(--teal))}
.agent-summary-copy small,.agent-summary-copy b,.agent-summary-copy em{display:block}
.agent-summary-copy small{color:var(--gold);font-size:9px;letter-spacing:.12em;text-transform:uppercase;font-weight:800}
.agent-summary-copy b{font:800 21px Manrope;margin:2px 0}
.agent-summary-copy em{font-style:normal;color:var(--muted);font-size:13px}
.agent-summary-badges{display:flex;gap:7px;flex-wrap:wrap;justify-content:flex-end}
.agent-summary-badges i{font-style:normal;border:1px solid #d7dcd6;background:white;border-radius:100px;padding:6px 10px;color:#51645e;font-size:10px;font-weight:700}
.agent-summary-badges i:before{content:"✓";color:#398071;margin-right:5px}
.agent-chevron{font-size:24px;color:var(--gold);transition:.2s;transform-origin:center}
.agent-card[open] .agent-chevron{transform:rotate(180deg)}
.agent-details{border-top:1px solid #e5e0d5;display:grid;grid-template-columns:1.35fr .65fr;gap:20px;padding:26px 22px 22px}
.agent-main{min-width:0}
.agent-trust-copy>span,.agent-contact>span,.agent-insurers>span,.agent-sources>span{display:block;color:var(--gold);font-size:9px;letter-spacing:.12em;text-transform:uppercase;font-weight:800}
.agent-trust-copy h3{font-size:29px;margin:5px 0 8px}
.agent-trust-copy p{max-width:690px;color:var(--muted);font-size:14px;line-height:1.65;margin:0}
.agent-license-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0 10px}
.agent-license-grid article{border-radius:15px;padding:17px;background:#e2eee9}
.agent-license-grid article:nth-child(2){background:#f2e5c4}
.agent-license-grid span,.agent-license-grid strong,.agent-license-grid small{display:block}
.agent-license-grid span{font-size:10px;font-weight:700;color:#5b6d67}
.agent-license-grid strong{font:800 18px Manrope;margin:5px 0;overflow-wrap:anywhere}
.agent-license-grid p{font-size:11px;margin:0 0 7px}
.agent-license-grid small{font-size:10px;line-height:1.5;color:#6f7d78}
.agent-company-data{border:1px solid #e7e2d8;border-radius:15px;padding:17px}
.agent-company-data h4{font:700 14px Manrope;margin:0 0 10px}
.agent-company-data dl{margin:0;display:grid;grid-template-columns:1fr 1fr;column-gap:22px}
.agent-company-data dl>div{display:grid;grid-template-columns:minmax(95px,.55fr) 1fr;gap:8px;padding:8px 0;border-top:1px solid #eee9e0;font-size:11px}
.agent-company-data dl>div:first-child{grid-column:1/-1}
.agent-company-data dt{color:var(--muted)}
.agent-company-data dd{margin:0;font-weight:600;overflow-wrap:anywhere}
.agent-side{display:flex;flex-direction:column;gap:10px}
.agent-contact,.agent-insurers,.agent-sources{border-radius:15px;padding:18px;background:var(--ink);color:white}
.agent-contact>a{display:block;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.12);padding:11px 0}
.agent-contact>a small,.agent-contact>a b{display:block}
.agent-contact>a small{color:#9fb1ac;font-size:9px}
.agent-contact>a b{font:700 14px Manrope;overflow-wrap:anywhere}
.agent-contact-actions{display:grid;grid-template-columns:1fr 1fr;gap:7px;margin-top:14px}
.agent-contact-actions a{border-radius:100px;background:var(--gold);color:var(--ink);text-decoration:none;text-align:center;padding:9px 7px;font-size:11px;font-weight:800}
.agent-insurers{background:#e5efe9;color:var(--ink)}
.agent-insurers>span{color:#5c776f}
.agent-insurers>div{display:flex;flex-wrap:wrap;gap:6px;margin:12px 0}
.agent-insurers b{background:white;border-radius:100px;padding:5px 9px;font-size:10px}
.agent-insurers small{display:block;color:#667871;font-size:10px;line-height:1.5}
.agent-sources{background:#f1ead9;color:var(--ink)}
.agent-sources>span{color:#90702f;margin-bottom:8px}
.agent-sources a{display:block;color:#53645f;font-size:10px;padding:4px 0;text-underline-offset:3px}
.agent-name-note{margin:0 22px 22px;background:#fff8e7;border-left:3px solid var(--gold);padding:12px 14px;color:#687671;font-size:11px;line-height:1.55}
.agent-name-note b{color:var(--ink)}
.agent-directory-disclosure{margin:14px 3px 0;color:#788580;font-size:11px;line-height:1.55}
@media(max-width:850px){.agent-directory-intro,.agent-details{grid-template-columns:1fr}.agent-directory-intro{gap:12px}.agent-card summary{grid-template-columns:58px 1fr 24px}.agent-summary-badges{grid-column:2;justify-content:flex-start}.agent-chevron{grid-column:3;grid-row:1/3}.agent-company-data dl{grid-template-columns:1fr}}
@media(max-width:600px){.agent-directory{padding:23px;margin-top:22px}.agent-directory-intro>p{font-size:15px}.agent-directory-note{grid-template-columns:1fr}.agent-card summary{grid-template-columns:48px 1fr 22px;padding:16px}.agent-avatar{width:46px;height:46px;font-size:15px}.agent-summary-copy b{font-size:18px}.agent-summary-copy em{font-size:11px}.agent-summary-badges{grid-column:1/-1}.agent-summary-badges i{font-size:9px}.agent-details{padding:20px 16px 16px}.agent-license-grid{grid-template-columns:1fr}.agent-company-data dl>div,.agent-company-data dl>div:first-child{grid-column:1;grid-template-columns:1fr;gap:2px}.agent-contact-actions{grid-template-columns:1fr}.agent-name-note{margin:0 16px 16px}}

/* Keep the legal notice aligned with the vertical rhythm of other sections. */
.disclaimer{margin-top:80px}
@media(max-width:600px){.disclaimer{margin-top:50px}}